Coinflow Secures 25M Funding to Accelerate Stablecoin Payments Growth - Crypto Economy

TL;DR

• Coinflow, a stablecoin-based payment startup, raised $25 million in a Series A round led by Pantera Capital with support from Coinbase Ventures, Jump Capital, and Reciprocal Ventures.
• The company aims to speed merchant settlement from days to seconds using stablecoins.
• Since its 2024 seed round, Coinflow has achieved 23x revenue growth and expanded its payments coverage to over 170 countries, attracting mainstream businesses adopting blockchain-based transactions.

Coinflow, founded in 2022 and led by CEO Daniel Lev, is positioning itself as a next-generation payment service provider competing with Stripe, Worldpay, and Square. By leveraging stablecoins as an intermediary layer, the company allows merchants to transact in traditional currencies while drastically reducing settlement times from days to seconds.

Coinflow works with banks such as Cross River and major stablecoin issuers to mint, burn, and convert tokens across Ethereum, Solana, and other blockchains. The startup is also exploring integration with emerging Layer 2 networks to further enhance transaction speed and scalability, ensuring clients can manage higher volumes without increased fees or delays.

Stablecoin Payments Drive Merchant Adoption

The recent $25 million Series A will accelerate global adoption of Coinflow’s infrastructure, allowing businesses to accept and disburse payments instantly across borders. The platform offers fraud and chargeback indemnification, which is attracting non-crypto companies seeking faster, more secure settlement options. Coinflow has reported significant uptake in industries including marketplaces, fintech, gaming, payroll, and ecommerce, demonstrating that traditional firms are increasingly embracing stablecoin solutions. Additionally, the company is building developer tools and APIs to facilitate easier onboarding for merchants and fintech platforms worldwide, expanding its ecosystem and supporting seamless integration with existing accounting and ERP systems.

Scaling Infrastructure While Maintaining Efficiency

Despite a lean team of 25 employees, Coinflow has outpaced expectations, reaching a multi-billion-dollar annual transaction run rate. CEO Daniel Lev emphasizes that smaller size combined with deep integration across traditional banking networks allows Coinflow to offer faster, more cost-effective solutions than larger competitors. The Series A funding will expand coverage in Asia and Latin America, enhance payout liquidity, increase approval rates, and grow the team across the U.S. and EU to meet rising demand. The company is also planning to enhance AI-driven risk monitoring, enabling instant identification of suspicious patterns and ensuring both merchants and customers have a secure transaction environment.


Investors highlight Coinflow’s unique position in the payments landscape. Ryan Barney of Pantera Capital noted that cross-border payments are projected to exceed $320 trillion by 2032, and Coinflow’s unified platform combining stablecoins, blockchain, and AI-driven fraud prevention is ideally placed to capture this growth. The company aims to redefine global payments by enabling merchants to settle funds instantly while reducing operational and financial risks.