InvestingWithBrandon

Your HORRIBLE strike price is why you get smoked with options...
(how to fix it right now)
Most retail investors sell puts with a strike price 5% ish below the current market price to "build a margin of safety"
They usually do this with monthly contracts.
Here's the BIG problem.
5% is not a good enough margin of safety, especially with a 1 month contract where you have no tailwinds of growth behind you.
(as EPS climbs, the stock will follow that up)
The solution is to sell 1+ year puts.
You can pick a strike price 20% below the money, get great premium, build a MUCH better margin of safety, ha

$500 per month.
30 years.
3 different strategies.
1. S&P 500 only (10% avg): $1 million.
2. Base + portfolio secured puts (20% avg): $9 million.
3. Base + puts + LEAPS (25% avg): $61 million.
Same $500/month. Same 30 years.
The only variable is your system.
That gap from $1M to $61M is not luck.
It is the free loan double dip as I call it.
Money in two places at once.
Shares appreciating + sold puts generating income + LEAPS magnifying conviction.
The options layer does not just make income.
It is a compounding accelerator.

People underestimate how much $1 can grow.
$1 invested at 11% annual returns turns into:
- $8.94 in 20 years
- $238 in 50 years
(brainless SP500 returns here)
BUT WHAT IF THERE WAS A WAY FOR YOU TO GET 20% PER YEAR...
$1 invested at 20% annual returns turns into:
- $53 in 20 years
- $20,283 in 50 years
(my CAGR in last 10 years is 23% FYI)
Now think about this:
Every dollar you spend on things you don’t need isn’t just a dollar lost today...
IT'S THOUSANDS LOST IN THE FUTURE...

HOW TO INVEST $100,000 RIGHT NOW IN 2026:
(works on any amount though)
$40k $VOO
$40k $Q
$20k individual companies
Sell 1 year puts portfolio secured, not cash secured on companies that meet this criteria:
1. Must be below intrinsic value.
2. Must have a moat.
3. Must have pricing power.
4. Must have a durable competitive advantage.
5. I must be ok to hold for the long run in the event I get assigned shares, I can use the wheel strategy and patiently "get rid" of the shares if I want.
Key Notes:
- Portfolio secured, not cash.
- I keep ratios in check so if I ever get assigned, my base portfoli

Here's why most people get DESTROYED with stock options.
It's very simple...
Stock options are simply a way to magnify an expected return.
The problem?
Most people have zero clue what way a stock is likely to go.
They buy cause "it's going up"
They sell cause "it's going down"
Minimal logic behind it.
So if you don't have a high degree of confidence the direction the stock is going to move form the get go, you shouldn't make a "magnified bet" by doing options...
You work hard for your money.
Quit playing games with garbage plays.
Only use options when you have a concrete thesis & did your home

10 ways to NOT be part of the herd:
1. Invest $100 right now (stop waiting for the “perfect time”)
2. Exercise for 30 min (yes, even if you're tired)
3. Play with your kids (put the phone down and be there)
4. Lock your phone in a drawer for 1 hour
5. Walk outside without headphones
6. Don't waste time watching TV (Netflix isn’t helping you)
7. Talk to your spouse for 30 min (not about to do items)
8. Eat something healthy (stop pretending cereal is food)
9. Drink water (not Gatorade, not soda)
10. Read one chapter of an investing book.

Most people think beating the market requires genius.
It does not.
It requires one thing.
Buying something for less than what it is worth.
A stock trading below intrinsic value with EPS growing.
A company with a moat and pricing power.
A business you would be happy to own for 10 years.
That is it.
The market always follows earnings per share long term.
100% correlation. No exceptions. Every single time.
So if you can figure out where EPS is going.
Get in below intrinsic value.
Have the patience to let it play out.
You are going to beat the market.
It is not genius.
It is just a process most pe

The next recession is your biggest opportunity to get rich.
Stop fearing corrections.
Start preparing.

Hard times don’t last forever.
There are only 3 outcomes:
1. You quit
2. It gets easier
3. Or you get better
But no matter what, they end...
Stick it out.

标普500在任何20年滚动窗口中从未亏钱。
一次也没有。
在超过100年的数据中。
2次世界大战。
大萧条。
2008年金融危机。
COVID崩盘。
2026年的伊朗战争波动。
每一次。
市场都恢复了。
创下新高。
让20年期的投资者处于盈利状态。
每一次。每—一次。
在足够长的时间跨度里，股市并不算有风险。
把钱放在现金里是有风险的。
4%的债券收益是有风险的。
VOO今天大约是$645。
20年后。基于有史以来记录过的每一个历史窗口。
你不会处于亏损。
只投资你未来至少5年不需要用到的钱。
让时间来完成这件事。
时间是世上最好的风险管理者。