InvestingWithBrandon

I cannot tell you how many people told me they were smart for selling covered calls on Nvidia.
(until now)
They bought at $10.
Sold covered calls at $20.
"If it doubles I'm out. I made 100%. That's enough."
They doubled their money & got called out.
Then watched Nvidia go to $50.
Then $80.
Then over $200.
They left a 10x on the table chasing a little monthly premium.
Here is the rule.
If you are bullish on a company buy the shares & hold them.
Super bullish? Sell portfolio secured puts and buy calls.
If you are bearish, sell the shares & be done with it.
Covered calls cap your upside while giv

We will ALWAYS have something "bad happening" and something to "worry about"
But the "this time is different" saying has yet to be correct 1 single time...

If you put $100 into $TSLA in 2010, you would be "rich" today.
Well...Let’s play it out if you somehow did nothing & held until right now.
You would have $1,005 by the end of 2015
and did nothing
Then watched that $1,005 climb to about $1,589 by the 2018 peak
and still did nothing
Then watched $1,589 get cut to $1,049 in the late 2018 crash
and still did nothing
Then watched it rip to around $25,741 at the November 2021 peak
and still did nothing
Then watched $25,741 collapse to about $12,871 at the October 2022 bottom
and still did nothing
Then watched $12,871 explode to a little over $26,95

If you put $100 into $NVDA in 2010, you would be rich today.
Well...
Let’s play it out if you somehow did nothing & held until right now.
You would have $230 by the end of 2015
and did nothing
Then watched that $230 climb to about $2,000 by the 2018 peak
and still did nothing
Then watched $2,000 get cut in half to under $1,000 in the late 2018 crash
and still did nothing
Then watched it rip to around $9,500 at the November 2021 peak
and still did nothing
Then watched $9,500 collapse to about $3,200 at the October 2022 bottom
and still did nothing
Then watched $3,200 explode to a little over $

The forward PE on the S&P 500 is a little over 20 right now.
Historical average is about 17 to 19.
That means future expected returns from here
are not going to be vertical.
Do not expect the next few months to look like
what the last two weeks looked like.
We just made almost 17% in two weeks.
That was not normal.
That was a V-shaped recovery from extreme fear.
What happens next is slower.
Grind sideways. Maybe dip a bit. Then take the next leg higher.
This is not a reason to panic.
This is not a reason to sell.
It is a reason to relax your return expectations.
Keep ratios tighter.
Wait for t

I have over $2 million in $VOO and $Q.
At 12% average annual returns.
That is $240,000 a year.
Doing nothing.
That is $20,000 a month.
Just from the base portfolio compounding.
And then the options layer on top adds another $30k+ ish a month on average
Most people think you need to grind every day to make real money.
You do not.
You need a system that works while you sleep.
VOO and Q compound every single day.
Options premium hits the account and gets deployed.
Shares accumulate.
LEAP calls magnify.
Ratios always in check to be fine in any market crash.
Everything running at the same time.
Not

$500 a month into VOO.
12% average annual return.
30 years.
About $1.75 million.
You put in $180,000 over 30 years.
The compounding turned it into $1.75 million.
That is not a typo.
That is math.
Most people spend $500 a month on things that depreciate.
Car payments. Subscriptions. Stuff they forget about.
What if even $300 of that went into VOO instead.
Every single month.
Starting today.
You do not need to be smart.
You do not need to beat the market.
You just need to be consistent.
Time does the rest.

If you held a gun to my head and said beat the market
for the next 10 years or else.
No problem.
Step 1. Build the base.
40% VOO. 40% Q. 20% individual stocks that pass all 5 filters.
This alone already beats 95% of professional fund managers.
Step 2. Sell portfolio secured puts.
Only on quality companies below intrinsic value.
1 to 2 year duration. Never monthly.
Take the premium. Buy shares and LEAP calls.
Nothing idle. Ever.
Step 3. Keep ratios in check always.
If the market falls 50% right now.
I am not getting a margin call.
I am just fine.
Step 4. Never get emotional.
Same playbook in bu