There is a common mindset among the poor in China, especially among the older generation, where they spend a lot of time and effort arguing over a few yuan or even a few cents. They find it hard to save more than a hundred yuan a month when it comes to wealth allocation worth tens of thousands, hundreds of thousands, or even more. At the same time, they are extremely generous—losing tens of thousands in stocks or tens of thousands in property value doesn't make them willing to cut losses. Moreover, many people, once they have more than six figures of money, are eager to find a way to hand it over quickly. They are completely unwilling to consider whether their investments can appreciate or if there are better allocation methods, as if money is too hot to hold. I really can't understand what the logic behind this economic strategy is.