Gate Pay launches automatic coin-earning savings and wealth management feature

Gate Pay officially launches the 【Auto Earning Coins】 feature, helping to improve the utilization efficiency of idle funds in merchant balance accounts and generate additional revenue for merchants. This feature allows idle assets to be automatically used for low-risk flexible savings without affecting merchants’ normal collection, settlement, and withdrawal processes, enabling automatic interest accrual on balances and empowering fund appreciation.

Key Features

1. Automatic Interest Accrual: Once enabled, the system will automatically invest idle assets in the merchant balance account into flexible savings on an hourly basis to earn returns, without manual intervention;
2. Flexible Toggle: Supports turning on or off at any time via 【Merchant Backend → Balance → Financial Management】, with no repeated operations within 24 hours;
3. Zero Extra Fees: No service charges or hidden fees are applied, and redemption has no additional conditions;
4. Transparent Earnings: Supports real-time viewing of supported currencies and estimated annualized interest rates on the financial management page, with rates adjusted according to market dynamics;
5. Hourly Interest Calculation: Earnings are calculated hourly, with the previous day’s earnings distributed uniformly at UTC 00:30 daily;
6. Always Available: Financial earnings are directly credited to the merchant balance account, which can be withdrawn or used for settlement at any time after arrival.

Usage Guide

1. After the feature is launched, merchants can log in to the Gate Pay merchant backend, go to 【Balance】 - 【Financial Management】, and find the 【Auto Earning Coins】 feature entry;
2. Click the enable button to activate the feature, and the system will automatically execute idle fund investment operations;
3. Merchants can view the current holdings, accumulated earnings, supported currencies, and current annualized interest rate in real-time on the financial management page;
4. To disable the feature, simply operate on the same page. After closing, funds will be automatically redeemed to the balance account without affecting subsequent use.

Gate Pay’s Auto Earning Coins feature focuses on low risk, high flexibility, and zero cost, achieving automatic appreciation of idle funds while fully safeguarding merchants’ fund usage needs and not affecting daily operational flow. Gate Pay will continue to optimize merchant services and introduce more practical value-added features to genuinely enhance merchant fund value and support stable business operations.

Gate Team

February 6, 2026