🟦🟦🟦🟦🟦🟦----🍜 🧩 Why has fixed interest rate never really taken off in DeFi? Many TradFi tools have fixed interest rate versions because fixed rates are more friendly to large capital; they can be calculated, planned, and risk-hedged. But in DeFi, everyone is playing with variable interest rates—borrowing at 5% one day and jumping to 80% the next day is also possible. This is more exciting for retail investors, but it’s riskier for large funds. But