Countdown to the event is about ten days, and some people have already started rushing to dump USD1. I have 8 accounts with 50,000 U each that haven't moved for now. Recently, I've observed that the USD1/USDT trend is a bit weak, with the current price around 0.9991, dipping as low as 0.99889, down from a previous high of 1.0020, with a de-anchoring range of 0.1%-0.2%.

If you hold USD1 Earn directly, short-term price fluctuations and the risk of continued depreciation will directly eat into your returns. Larger holdings will see more obvious losses. But don't worry, there might be another dip later, but I believe it will eventually bounce back.

Here's a strategy many haven't thought of: instead of buying USD1 directly on the market (which involves price slippage and volatility), you can use the Lending market of the list DAO to collateralize blue-chip assets (USDT, slisBNB, BNB), borrow USD1 at extremely low interest rates, and then put it into DeFi yield pools to earn high interest. This way, you avoid the risk of USD1 spot de-anchoring and can lock in arbitrage spreads, resulting in even higher returns.

Why is this trick so attractive? Because the borrowing costs are significantly lower. The borrowing rate for USDT pools is between 2.96%-3.88%, and the Smart pools for slisBNB and BNB are even better, at just 0.59%-3.38%. This creates a stark contrast compared to market borrowing costs. Plus, you avoid the uncertainties of spot holdings, gaining benefits in both stability and yield.