2026 is a pivotal year that cryptocurrency investors must face. Global tax regulation has officially entered the "CRS2.0+CARF" dual-track era, and the implementation of these two policies means that the previous "gray area" has been completely closed.

After the upgrade of the CRS Common Reporting Standard, USD1 and other stablecoins are officially classified as "financial accounts." This is not just a nominal adjustment—financial institutions are now required to report users' holdings, complete transaction histories, and income details to tax authorities. Especially for high-net-worth investors with accounts exceeding $1 million, an annual review is also required. Meanwhile, the CARF framework mandates exchanges and service providers to report users' tax residency status and comprehensive records of cross-border transactions. Starting from 2027, this data will be automatically exchanged among 48 jurisdictions.

In plain terms, where you conduct USD1 cross-border wealth management and how much profit you make will not escape the eyes of tax authorities. Non-compliant reporting in the future will not only mean fines and tax collection but may also involve criminal risks—this is not just talk.

Faced with this situation, investors need proactive measures rather than passive responses. Compliance reporting and legal tax planning are no longer optional—they are mandatory. Understanding your local tax policies, planning your asset structure in advance, and keeping complete transaction records—these seemingly tedious steps are actually safeguarding your investments. In an era of transparent regulation, only investors who actively adapt to the rules can confidently enjoy the benefits of cross-border gains.