Gate closes 15 tokens' lending for 3 days: users need to repay loans by January 20th.

According to the latest news, the Gate exchange has announced that it will disable the lending functions for 15 tokens on January 19th. This means that users holding lending positions in these tokens need to complete repayments before January 20th. This is a platform-level risk management adjustment involving a broad scope, requiring affected users to take immediate action.

Scope and Timeline

Gate will disable the new lending features for the following 15 tokens at 16:00 (UTC+8) on January 19th:

The disabled lending types include: spot leverage on unified accounts, collateralized loans, and isolated margin. However, it is important to note that spot trading functions for these tokens are unaffected, and users can still buy and sell normally.

For existing outstanding loans, users must complete repayment by 16:00 (UTC+8) on January 20th. After this time, the system will automatically execute repayment operations.

Why These 15 Tokens

According to official statements from Gate, this adjustment is based on the “Periodic Project Review Mechanism.” This means Gate regularly assesses the risk of token projects listed on the platform. When certain projects show issues in fundamentals, liquidity, or other dimensions, risk management measures are taken accordingly.

Most of these 15 tokens are newly listed or relatively small-cap projects. Such tokens generally carry the following risks:

• Relatively weak liquidity, susceptible to large trades impacting prices
• Uncertain project fundamentals
• Leverage lending amplifies these risks, increasing the likelihood of user losses

By disabling lending for these tokens, Gate is effectively protecting user assets and preventing excessive losses caused by leverage operations.

Practical Impact on Users

Users who need to act immediately

If you hold any lending positions in these 15 tokens on the Gate platform—whether leverage trading, collateralized loans, or isolated margin—you must take action before 16:00 on January 20th. Main options include:

• Repaying the loan directly to close the position
• Selling held tokens to cover repayment
• Using other methods to add funds for repayment

Aspects Not to Worry About

• Spot trading remains unaffected; you can still freely buy and sell these tokens
• Tokens already held will not be frozen or forcibly liquidated
• Only the lending functions are disabled; other trading features remain normal

Background Observation

Based on the latest market data, Gate’s derivatives market share increased by 9.32% in 2025, making it the fastest-growing centralized exchange, with steady growth in spot market share as well. This indicates that Gate is strengthening platform risk management and user experience optimization. Disabling lending for these 15 tokens is a concrete step in this strategy.

Summary

This is an active risk management measure by Gate, providing users ample time to adjust. For users holding lending positions in related tokens, the key is to complete processing before 16:00 on January 20th. Do not wait for automatic repayment, as automatic liquidation may not be the optimal way to settle. If you are unsure whether you hold lending positions in these tokens, it is recommended to log into Gate immediately to check your account to avoid unnecessary losses after the deadline.