#稳定币市场 Seeing Zama complete its first privacy stablecoin transfer on the Ethereum mainnet, it reminded me of an old topic—the balance between security and convenience.

This technological advancement is indeed interesting. By using fully homomorphic encryption to keep transaction amounts and balances confidential on-chain, with a single transaction cost of only $0.13, it’s a significant breakthrough from a technical perspective. But I want to remind everyone that the implementation of new technology often comes with unknown risks.

I have interacted with many investors who are easily attracted by new concepts and tend to overlook fundamental principles. Privacy stablecoins sound very appealing, but when allocating assets, we need to ask ourselves a few questions: What proportion of my overall assets does this kind of innovative product represent? Can I bear its experimental risks? In the long run, is privacy really my core requirement?

A prudent approach is to first solidify the allocation of basic assets—properly determine the ratio of traditional stablecoins and mainstream assets. For cutting-edge technology, you can allocate a small portion to observe and learn, but it should never be your core position. This way, even if there are uncertainties in this sector in the future, your asset safety foundation remains intact.

New technology is worth paying attention to, but keep the right mindset—it’s about incremental exploration, not a replacement.