Why Neo Finance really needs to turn the tide for DeFi.

The problem is obvious: DeFi's TVL growth hit a ceiling and can't seem to break through. We're stuck at previous cycle highs, and momentum's fading. More critical than that—liquidity just isn't there. The market's tight, participants are thin on the ground, and things feel brittle.

Here's the brutal part: retail traders aren't rushing in to save the day. They're not even willing to show up right now.