2026-01-15 23:23:08

A leading broker recently made a new move—launching an all-weather account deposit scheme based on USDC. Users can now directly transfer and top up through mainstream public chains like Ethereum, Solana, or Base, simplifying the traditional fiat on/off-ramp process. The only cost is a 0.30% conversion fee per deposit (minimum $1), which is quite moderate.

What's more interesting is their expansion plan. According to the schedule, more stable coin options will be added around next week. Ripple's RLUSD and PayPal's PYUSD are on the list. You see, this reflects a phenomenon—stablecoins are gradually becoming the infrastructure of on-chain finance. From a single USDC to a diversified stablecoin ecosystem, exchanges and brokers are competing to capture this market.

The logic behind this is clear: users need convenience, platforms need liquidity. When the deposit experience is smooth enough, trading stickiness naturally increases. 24-hour on-chain financing breaks the traditional financial time barriers, allowing users worldwide to participate anytime, anywhere. For the stablecoin ecosystem, this is another strong signal—it’s no longer just trading pairs, but real payment tools.

ETH1,71%

SOL2,19%

PYUSD-0,09%

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DegenApeSurfer

· 01-18 22:37

0.30% still needs to be charged? Can this money also be earned? 🤔 But speaking of which, 24-hour deposits are indeed爽, saying goodbye to bank shifts feels unbeatable

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DegenDreamer

· 01-18 21:28

A 0.30% fee is still acceptable, just worried that they might secretly increase it later.

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HodlOrRegret

· 01-18 20:36

0.30% transaction fee may not sound like much, but if you frequently deposit funds, you still need to do the math... However, RLUSD and PYUSD are coming, which is indeed good news. In terms of stablecoin infrastructure, it definitely feels like the pace has accelerated, and major institutions are starting to take this seriously. Is this just following the trend of launching new tokens? Can it really solve liquidity issues? If this wave can break USDC's monopoly, it might actually be interesting. Wait, what about the gas fees on the Base chain? Has anyone calculated the total cost? To put it nicely, it ultimately depends on whether trading volume picks up... 24-hour deposits are satisfying, but I'm just worried it might turn into another new way to fleece retail investors.

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FOMOSapien

· 01-15 23:53

The 0.30% fee is really moderate, but what I care more about is when the entire chain will be supported...

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MetaverseLandlord

· 01-15 23:52

0.30% this fee is indeed moderate, but the real highlight is that RLUSD and PYUSD are coming, and the stablecoin arms race is getting fiercer.

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DegenMcsleepless

· 01-15 23:44

0.30% still need to be calculated? I'll just transfer directly on-chain, anyway the gas fee is about the same haha --- It's RLUSD and PYUSD again, the stablecoin battle has begun --- The key is that now you can deposit and withdraw 24/7, the old banking system is too outdated --- This is what Web3 should look like, convenience level just skyrocketing --- The days of USDC dominance are coming to an end, competition is here --- It also depends on liquidity, having options without users is pointless --- 0.30% is indeed moderate, much more reasonable than traditional deposit and withdrawal fees --- On-chain infrastructure is becoming more and more complete, old crypto enthusiasts are happy

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LiquidityWitch

· 01-15 23:38

0.30% fee? Bro, your move is really clever. Just waiting for the stablecoin ecosystem to explode. I didn't expect PYUSD to join the fun... Money attracts mosquitoes everywhere. 24-hour deposit and withdrawal should have been popularized long ago. Fiat on-ramps are really too slow. Using stablecoins as infrastructure? I think it's still early. This is just a competition for liquidity among various players. RLUSD launching next week? Will the fee also be 0.30% then... On-chain financial convenience is improving, and exchanges are the ones truly earning traffic.

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