For most people's lives, the truly decisive opportunity window is not thirty or fifty years, but actually only the 10 years between 25 and 35.

Before the age of 25, it's mostly about going with the flow. When others are in elementary school, you are in elementary school; when others are in middle school, you are in middle school. Most people feel very confused when choosing a university major, not knowing what they want to do in the future.

After the age of 35, your future loses its imagination. Whatever you are now, you will be that in the future. If you haven't made a name for yourself in a field before 35, there won't be a chance for a hare and tortoise race later on.

When I first went to Lujiazui to work in traditional finance, the boss told us, you only have two or three years. After two or three years, if no one remembers your name in Lujiazui, you can just go do back-office work. Let the front office be taken over by a new batch of graduates.