BenPay DeFi Earn Launches Four New Investment Targets, Expanding Diversified Growth Options

【January 8, 2025】According to an official announcement, BenPay DeFi Earn has officially launched four new investment targets: Morpho USDC, Morpho USDT, Sky USD, and Ethena USDe, further enriching users’ secure and stable asset growth options in the DeFi space.

All new investment targets are selected from DeFi protocols with on-chain verifiable mechanisms, covering a range of yield-generation models. The relevant yield data is public and transparent; however, actual performance may vary based on multiple factors, such as on-chain interest rates, capital utilization, overall market conditions, and more, and will adjust dynamically as market conditions change.

• Morpho USDC Earn: Institutional-grade vault management with funds allocated to compliant borrowers. Earnings grow automatically with interest, with an approximate APY of 3.79%.
• Morpho USDT Earn: Efficient matching via smart algorithms; all loans are fully collateralized. Earnings fluctuate with market demand, with an approximate APY of 3.58%.
• Sky USD Earn: Backed by U.S. Treasuries and on-chain credit businesses. Deposit certificates are accumulative assets whose value increases over time, with an approximate APY of 4.5%.
• Ethena USDe Earn: Based on a spot-perpetual arbitrage strategy, designed for steady growth, with an approximate APY of 5.1%.

Actual APYs are subject to market fluctuations; the above figures are for reference only.

This update complements BenPay DeFi Earn’s existing investment targets—such as AAVE, Compound, and Solana—by covering multiple yield mechanisms to meet diverse risk preferences and asset growth needs. Through a single unified interface, BenPay, users can complete cross-chain transfers, deposits, and redemptions, simplifying on-chain participation and complexity while ensuring full asset traceability and true user control.

In the future, BenPay will continue to expand high-quality DeFi options, focusing on the three core pillars—protocol security, on-chain transparency, and capital efficiency - to continuously refine its products and user experience.