2026-01-01 11:23:52

The crypto industry will usher in a new round of development opportunities in 2026. Industry experts predict that the efficiency upgrade of stablecoins will be a key focus—more intelligent deposit and withdrawal channels will lower the entry barriers for users, while cryptography-native methods will promote RWA and stablecoin tokenization, making on-chain assets more aligned with reality.

Innovations on the payment side should not be overlooked. Stablecoins not only drive upgrades in banking ledgers but also give rise to entirely new payment scenarios. As the internet evolves towards "banking," inclusive wealth management becomes a new hot spot—allowing even small amounts of capital to enjoy professional-level asset allocation services.

Identity verification mechanisms are also iterating. Traditional "KYC" is gradually shifting towards "Know Your Agent (KYA)," to meet the identity management needs of decentralized ecosystems. Additionally, the integration of AI technology will further optimize user experience and risk control efficiency, becoming a new dimension of industry competition. These directions outline a clear path for the crypto market to move from niche to mainstream.

RWA-1,3%

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LayerZeroHero

· 01-01 11:51

The optimization of stablecoin deposit and withdrawal channels needs to be supported by actual test data. Just talking about lowering the threshold without seeing truly effective cases... The security risks of RWA tokenization also need to be taken seriously.

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SelfMadeRuggee

· 01-01 11:50

Stablecoin deposits and withdrawals are really the key. Lowering the threshold will allow more people to get on board. RWA tokenization sounds very attractive, but I’m not sure how it will actually be implemented. Small-scale funds can also be allocated to assets? If that can really be achieved, it’s impressive. Inclusive financial management sounds promising. I’m a bit behind on changing KYC to KYA. Decentralized identity management still seems to need more time. Stablecoins are the infrastructure for future payments, and this logic makes sense. I’m optimistic about AI-enhanced risk control, as it can indeed reduce bad debts. From niche to mainstream, it all depends on whether it can be realized by 2026.

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LiquiditySurfer

· 01-01 11:45

The restrictions on stablecoin deposits and withdrawals have really been a bottleneck for too long. Hopefully, by 2026, there will be a breakthrough... However, the KYA approach still feels a bit superficial.

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ForkTrooper

· 01-01 11:39

Stablecoins are really about to take off, and this time it seems truly different. Deposit and withdrawal processes are smoother, giving small investors a chance.

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ApeWithAPlan

· 01-01 11:26

This wave of stablecoins is really about to take off. Deposit and withdrawal are smooth, and only then can ordinary people truly get in. But that KYA system... is still a bit uncertain. How can decentralized identity ensure security?

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