#美联储降息 🔥🔥In the crazy era of 2018, I did something that could have made my parents furious — I took the 120,000 yuan I had saved over three years for a down payment on a house and threw it all into Bitcoin at a price of $450 per coin.

At that time, everyone was talking about the "wind of opportunity," and I didn’t think too much about it. As a result, a year later, sitting in a guesthouse in Chiang Mai, I received a notification, and my account balance had become 2.3 million. At that moment, I truly thought I might achieve financial freedom through this thing.

But then reality gave me a slap in the face. The bear market hit unexpectedly, like a typhoon landing. By the end of 2018, that 2.3 million in my account was like a burst balloon, dropping sharply to 220,000. I leaned back in the hotel chair, having to use my credit card to pay for continuous stays, and the sound of rain outside was heartbreaking — that’s what they call the "wind of opportunity."

After being liquidated and cut multiple times, I finally found some ways to survive and summarized four life-saving rules.

**First: Never touch what you don’t understand.** Early on, someone told me that the metaverse real estate was about to take off. I jumped in without even understanding what the land was for, and in a week, I lost 220,000. I realized that you simply can’t make money from things beyond your understanding, but when you lose, it’s really a loss.

**Second: Allocate your positions reasonably.** Now I do it like this: 50% in mainstream coins like Bitcoin and Ethereum, 30% for cross-platform low-risk arbitrage, and the remaining 20% for emergency battles. Last year, when Ethereum dropped to 1200, I used that 20% reserve to add to my position, and I didn’t miss the rebound. No matter how much my account fluctuates, I won’t die.

**Third: Don’t even think about leverage on contracts.** After a full-margin liquidation, I was back to square one overnight. Since then, I’ve frozen the contract feature on the exchange — it’s not a profit amplifier, it’s just a本金吸尘器 (principal vacuum cleaner).

**Fourth: You have to think for yourself about information sources.** Signal groups, influencer coin pushes? All scams. I only look at real on-chain data and project whitepapers. Before the FTX crash in 2022, I checked their reserve data and found something was off, so I withdrew my assets in advance and avoided a bloodbath.

Now I no longer expect explosive growth; a steady 20% annual return is enough for me. So far this year, it’s only about 18%. In the crypto world, being able to survive until now is more valuable than anything else.

Many people get caught up in the ups and downs, not because they aren’t努力 (hardworking), but because they lack true clarity. The market is always there, but whether you can avoid detours depends entirely on whether you find the right person to guide you.