【Micro Headlines】Qingdao Bank Upholds the Responsibility of "Financial Chain Leader" with In-Depth Research and Practical, Precise Service

(Source: Qingdao Finance)

The 19 signature industrial chains are an important focus for Shandong in developing new quality productive forces. Establishing a “financial chain lead” working mechanism is an important move to enable the high-quality development of industrial chains with high-quality financial services and to speed up the cultivation of a modern industrial system.

The provincial financial bureau and the provincial department of industry and information technology focus on the full-chain, full-lifecycle financial needs of signature industrial chains. For each signature industrial chain, they establish 1 financial chain lead and N cooperating financial institutions to jointly provide an enduring industry-finance collaboration mechanism that empowers the development of industrial chains. They tailor distinctive and specialized service solutions to accelerate the building of an integrated comprehensive service ecosystem covering “equity, loans, bonds, and guarantees.” They also carry out regular industry-finance matchmaking through multiple models, in multiple scenarios, and via multiple channels. By using new demands to guide new supply, and by using new supply to create new demands, this injects strong financial momentum into our province’s strong implementation of the industrial economy’s “No. 1 project” and the acceleration of building a modern, strong province.

As a local corporate bank, Qingdao Bank has always taken as its mission to serve the real economy and help drive the high-quality development of manufacturing. As the “financial chain lead” for Shandong’s two signature industrial chains—“industrial machine tools and intelligent manufacturing equipment” and “fine chemical industry”—Qingdao Bank has established a core strategy of “research first, then follow with financing, and jointly build an ecosystem.” At present, the comprehensive financing support provided for the two signature industrial chains has already exceeded 10 billion yuan, and it has served more than 700 enterprises on the chain.

Qingdao Bank Wen Chuang Sub-branch: Seventeen Years of Finance Empowering Togetherness, Standing Side by Side with Qiancheng Technology to Sail Abroad for Innovation and Go Far

As a national-level specialized, innovative “little giant” enterprise, Qiancheng Technology’s layout in intelligent metering and digital energy is a key part of building a global smart energy ecosystem. Continuous innovation and international expansion by technology-based enterprises are often accompanied by complex capital allocation needs. How to ensure stable R&D while reserving sufficient funds for the global supply-chain layout has become an important issue for Qiancheng Technology’s advancement of its internationalization strategy. The Wen Chuang Sub-branch of Qingdao Bank conducts in-depth analysis of Qiancheng Technology’s strategic needs and industry characteristics. From a global development perspective, it provides multi-dimensional comprehensive financial support covering multiple areas, including domestic production and operations, overseas sales networks, and supply-chain collaboration. In particular, to meet the scenario-based needs for the enterprise’s cross-border supply-chain financing and overseas capital allocation, it innovatively applies a combined model of “domestic letter of credit + forfaiting” and “cross-border capital pool” to build a convenient channel for efficient capital circulation.

Qiancheng Group’s Chief Financial Officer Zhong Yingchao states that the services of Qingdao Bank’s Wen Chuang Sub-branch can provide solutions from the enterprise’s perspective, not just meet the short-term needs of a single node. Seventeen years of “accompanied” service—from quota planning in comprehensive credit, to optimizing cross-border settlement procedures, and to collaborative support across upstream and downstream of the supply chain—are closely aligned with the enterprise’s goal of developing global smart energy solutions. Especially with innovation in supply-chain finance products, it has helped the company stabilize relationships with upstream suppliers and ensure timely delivery of overseas orders.

Qingdao Bank Laoshan Sub-branch: The Financial Engine Driving Manufacturing Upgrades, Laice Measuring and Creating Chips’ Full-Cycle Service Strengthening the “Anchor Stone” for Development

Laice Measuring and Creating Chips has long been committed to providing core technology enablement for strategic application scenarios in China such as three-dimensional meteorological observation, disaster prevention and mitigation systems, smart wind power development, and transparent oceans. Through rapid growth in recent years, the company has grown into a genuine national-level specialized, innovative “little giant” enterprise in the field of atmospheric and ocean laser radar in China. How to maintain technological leadership while reserving sufficient capital space for product iteration, upgrades, and expansion into new application scenarios has become a critical issue that Laice Measuring and Creating Chips must solve to accelerate its strategic deployment. The Laoshan Sub-branch of Qingdao Bank has keenly identified the development potential of the enterprise and, by using “talent loans” as an entry point, successfully broke through the financing bottleneck in the company’s start-up stage. On this basis, the sub-branch further tailored a comprehensive financial service plan, establishing multi-dimensional, in-depth cooperation with the enterprise around core scenarios such as salary disbursement, deposit value-added products, and accounts receivable recovery from the main settlement bank.

Qingdao Bank Laoshan Sub-branch President He Ling states that serving high-quality manufacturing enterprises like Laice Measuring and Creating Chips hinges on “aligning with strategy and providing precise enablement.” From initial acquaintance to now growing into a key national-level specialized, innovative “little giant” enterprise, we need to provide such customers with full-cycle financial services and companionship. Efficient financial services build a convenient channel for capital circulation, and the company’s growth also makes us firmly believe: serving tech innovation is serving the future.

Qingdao Bank Weifang Branch: Working Together Between Bank and Enterprise to Promote High-Quality Development; Hongrun Group and Qingdao Bank Weifang Branch Deepen Strategic Cooperation

Hongrun Group has always anchored itself to the core goal of “building an industry-leading cluster of high-end chemical products and green new materials.” It focuses on real business, fulfills its mission, actively responds to the national strategy of “reducing oil and increasing chemical production,” and steadily advances the company’s green transformation. It is the chain lead enterprise in the regional chemical industry chain, playing a core role in leading industrial upgrading and driving regional development. In recent years, the group has continued to focus efforts on key areas such as technology R&D, capacity optimization, and extension of the industrial chain. Multiple key projects have been successfully selected for Shandong Province’s major project database, and it has also smoothly obtained honor titles such as national-level green factories and high-tech enterprises, laying a solid foundation for the company’s high-quality development. As Hongrun Group’s core enterprise, Hongrun Petrochemical focuses on the high-end chemical sector. Facing industry characteristics such as large capital investment and long turnover cycles, while ensuring stable daily production and operating capital, the company also needs to reserve sufficient resources for the group’s future strategic investments and industrial layout.

Hongrun Group’s Chief Financial Officer Wang Cundex states that among many financial cooperation partners, Qingdao Bank Weifang Branch won the group’s high level of trust with its deep strategic understanding and precise service capabilities. Qingdao Bank Weifang Branch always bases itself on Hongrun Group’s overall strategic layout, precisely identifies the enterprise’s pain points in development—from scientific planning and precise matching of comprehensive credit quota, to optimizing and upgrading business process management and executing efficiently—then to coordinating multi-dimensional businesses such as cross-border international trade and supply-chain finance. Every service is closely aligned with the group’s strategic goal of building an industrial cluster of high-end chemicals and green new materials, truly achieving “financial services and industrial development moving at the same frequency, and resonating with enterprise needs.”

Looking ahead, Qingdao Bank will continue to embed industry research into the entire process of customer service, upgrade the “1+N” comprehensive financial service ecosystem. The goal is to provide chain enterprises with full-spectrum enablement of “loans + funds + guarantees + insurance + investment advisory,” using more precise and more aggregated financial strength to help Shandong’s “industrial machine tools and intelligent manufacturing equipment” and “fine chemical” industries move toward high-end, intelligent, and international development. Under the strong leadership of the CPC provincial committee and the provincial government, by leveraging the power of finance to serve what industry needs, we will fully shoulder the responsibility as the most solid financial backstop for enterprises on the chain, and contribute Qingyin Bank’s strength to the province’s new industrialization efforts and the high-quality development of manufacturing.

Source: Shandong Finance

Massive information, precise interpretation—right where it’s at in the Sina Finance APP