This article provides a comprehensive review of the historical prices and market fluctuations of PayPal USD (PYUSD) since its inception. Combining data from various stages, it evaluates the potential returns for investors purchasing 10 PYUSD and answers the key question, “Should I buy PYUSD now?” to help both beginners and long-term investors grasp timing and growth opportunities.
Early Market Cycle: Historical Price Review (2023 to 2024)
PayPal USD, issued by Paxos Trust Company, aims to facilitate stablecoin payments and is fully backed by USD deposits, short-term U.S. Treasury bonds, and similar cash equivalents. PYUSD can be exchanged 1:1 for USD. Records show its early trading price was approximately $1.05.
Below are PYUSD’s price changes during the initial market phase:
2023
Opening Price: $1.05
Closing Price: $1.00
Highest Price: $1.05
Lowest Price: $0.9934
Annual Return: -4.67%
2024
Opening Price: $0.9953
Closing Price: $0.9991
Highest Price: $1.00
Lowest Price: $0.9915
Annual Return: 0.38%
An investor who bought 10 PYUSD in 2023 and sells today would face a potential loss of $0.492.
Recent Market Cycle: Should I Buy PYUSD Now? (2025 to 2026 so far)
Over the past two years, PYUSD has maintained a relatively stable price, with minimal fluctuations, reflecting its role as a store of value.
2025
Opening Price: $0.9992
Closing Price: $0.9995
Highest Price: $1.00
Lowest Price: $0.9978
Annual Return: 0.03%
2026
Opening Price: $1.00
Closing Price: $0.9998
Highest Price: $1.00
Lowest Price: $0.9994
Annual Return: -0.17%
Potential returns for purchasing 10 PYUSD during this period are:
2025: $0.006
So far in 2026: -$0.017
Conclusion: Stablecoin Characteristics and Investment Evaluation
Analyzing PYUSD’s historical prices and potential returns shows that as a fully collateralized stablecoin, its price remains close to $1, with minimal volatility. This trait makes it more suitable as a payment tool and store of value rather than an asset for capital appreciation. Investors buying PYUSD should focus more on risk mitigation and liquidity management rather than expecting significant capital gains.
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PayPal USD Price History & Earnings Breakdown: Should I Buy PYUSD Now?
Summary
This article provides a comprehensive review of the historical prices and market fluctuations of PayPal USD (PYUSD) since its inception. Combining data from various stages, it evaluates the potential returns for investors purchasing 10 PYUSD and answers the key question, “Should I buy PYUSD now?” to help both beginners and long-term investors grasp timing and growth opportunities.
Early Market Cycle: Historical Price Review (2023 to 2024)
PayPal USD, issued by Paxos Trust Company, aims to facilitate stablecoin payments and is fully backed by USD deposits, short-term U.S. Treasury bonds, and similar cash equivalents. PYUSD can be exchanged 1:1 for USD. Records show its early trading price was approximately $1.05.
Below are PYUSD’s price changes during the initial market phase:
2023
2024
An investor who bought 10 PYUSD in 2023 and sells today would face a potential loss of $0.492.
Recent Market Cycle: Should I Buy PYUSD Now? (2025 to 2026 so far)
Over the past two years, PYUSD has maintained a relatively stable price, with minimal fluctuations, reflecting its role as a store of value.
2025
2026
Potential returns for purchasing 10 PYUSD during this period are:
Conclusion: Stablecoin Characteristics and Investment Evaluation
Analyzing PYUSD’s historical prices and potential returns shows that as a fully collateralized stablecoin, its price remains close to $1, with minimal volatility. This trait makes it more suitable as a payment tool and store of value rather than an asset for capital appreciation. Investors buying PYUSD should focus more on risk mitigation and liquidity management rather than expecting significant capital gains.