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There's something amusing about the whole narrative around privacy coins like Monero and Zcash being the future of digital cash. Look, I'm not dismissing them—they've genuinely contributed to privacy tech and that's valuable. Nothing against the projects themselves.
Here's the thing though: calling them digital cash is a stretch. The reality? XMR has virtually zero merchant adoption. You won't walk into a store and pay with Monero. Zcash? Similar story. The infrastructure just isn't there.
Being private doesn't automatically make something usable as cash. Without merchant acceptance and real-world utility, they're more like privacy tools than practical currencies. The gap between the technical capability and actual market adoption is pretty massive. That's the real conversation worth having.