The debate around stablecoin yield distribution reveals a fascinating tension. Here's the reality: innovative protocols want to offer users real returns through stablecoin mechanisms, but traditional financial gatekeepers—burdened by excessive leverage and structural constraints—resist any departure from the status quo. These incumbents can't innovate; they're locked into outdated frameworks. The result? Everyday users get squeezed. They're denied access to yield opportunities that Web3 native solutions could easily provide. It's a collision between forward-thinking crypto infrastructure and a legacy system desperately clinging to control. Until regulators embrace the competitive landscape, consumers will continue paying the price for this regulatory lag.