2026-01-16 04:28:39

Lower borrowing costs, new changes in the CDP ecosystem

Lista Protocol recently optimized its CDP lending interest rate model. This adjustment mainly focuses on reducing the borrowing costs for users across various collateral types — in other words, it will be cheaper to borrow funds using your CDP positions.

Specifically, this update involves several aspects: first, the core lending interest rates are comprehensively lowered, covering all supported collateral types. Second, the yields of PSM (Peg Stability Module) and LSR (Liquidity Stability Mechanism) have undergone phased adjustments, with project teams stating that these data will gradually stabilize.

For CDP users, this means a direct reduction in borrowing costs. In the current highly competitive DeFi landscape, such interest rate optimizations often attract more capital into the ecosystem. However, it’s important to pay attention to the stabilization process of yields — short-term fluctuations are normal.

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NFTBlackHole

· 7h ago

Wow, is Lista serious about this rate cut? Borrowing costs have directly decreased, and the CDP ecosystem is about to become more active.

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BearMarketMonk

· 7h ago

Interest rate cuts, this is what I want to see, finally showing some conscience Lower borrowing costs are indeed tempting, but the fluctuations in PSM... hmm, need to keep an eye on that When the market is small, actions are quick; when more people join, it becomes difficult. When it's time to get in, just get in As for this wave of adjustments, how many people will stay? It depends on whether the subsequent returns are stable Finally no more bleeding to borrow coins, although I already ran away long ago haha What does a loosening of interest rates mean? Need to quickly calculate the cost-benefit ratio Not to hype or criticize, but with such fierce competition in the CDP market, rate cuts are an inevitable game

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FreeMinter

· 7h ago

Interest rates have decreased, but the returns are still fluctuating... How long can this wave last?

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MEVHunterZhang

· 7h ago

Borrowing costs have decreased, but I feel like this might be the eve of a rip-off... Oh wait, Lista's recent moves are quite solid, with PSM and LSR adjusting in sync, at least showing a sincere attitude. Lower interest rates are indeed attractive, but how should we interpret the "gradual stabilization"? The idea that short-term fluctuations are normal sounds a bit uncertain... It seems the era of earning interest by holding coins is coming to an end. Is the borrowing era beginning? Feeling a bit anxious. Can this adjustment truly attract capital to enter the market, or is it just another round of false prosperity? It's worth observing.

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OnChainDetective

· 7h ago

ngl, rate cuts across all collateral types sounds convenient... but let me check the psm/lsr transaction flow first. historical data suggests these "staggered adjustments" often mask liquidity concerns lmao

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