2026-01-16 03:00:12

There's a conversation between Tucker Carlson and Dave Ramsey that highlights something most people get wrong about credit card spending. Carlson asked the straightforward question: if you're paying off your credit card balance monthly, what's actually the issue?

Ramsey didn't mince words. He called it "the big myth." The reality? Most people aren't actually doing it. Sure, plenty of Americans claim they're responsible credit card users who settle their bills every month, but the numbers tell a different story. That gap between what people say they do and what they actually do with credit is where the real problem lies.

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DYORMaster

· 01-16 16:56

Speaking of which, this is a classic case of self-deception. They claim to settle monthly, but when you check the bills, it's an instant social death.

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Hash_Bandit

· 01-16 03:30

tbh this hits different when you look at the network effect... like hash rate on spending habits lmao. most ppl running the same "responsible spender" protocol but their actual ledger tells another story entirely. reminds me of early mining days when everyone claimed they had top-tier hardware but... yeah. the difficulty adjustment of reality is brutal fr fr

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ShitcoinConnoisseur

· 01-16 03:15

Well said, this is a common mistake even among people in the crypto world—talk about risk management, but as soon as a new coin comes out, they go all in, just like the credit card scams.

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EthSandwichHero

· 01-16 03:11

Well said. Most people just talk about monthly billing, but in reality, they pay the minimum amount every month, fooling themselves.

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