For online entrepreneurs, here's what changes the game:

You sell products online → instant settlement without waiting days for bank transfers → watch your earnings immediately. No friction, no delays.

Then stack that passive yield—5% APY just sitting in your account, doing absolutely nothing. That's real money while you scale your business.

And here's the kicker: it doubles as a credit card. Same account, same wallet, full control.

This is what Web3 payments should look like. Instant, frictionless, and rewarding. For creators and merchants who actually need to move fast, this hits different.