2026-01-16 01:30:35

If you're looking to deploy $10,000 into crypto, here's one possible allocation strategy:

Start with the blue chips—Bitcoin takes 35% of your stack, followed by Ethereum at 25%. These two anchors form your core holdings. Then allocate 15% toward Layer 1 protocols for ecosystem exposure, 10% into AI-related tokens for thematic growth, and another 10% across decentralized exchange tokens to capture DeFi liquidity trends.

The remaining 5% is your swing bucket—meme coins and high-risk altcoins where you're comfortable with volatility.

Of course, this is just one framework. Your own split might look totally different depending on your risk appetite, investment horizon, and market conviction. What does your portfolio allocation look like? Any positions you're doubling down on right now?

BTC-6.07%

ETH-9.51%

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

25 Likes

Reward
25
8
Repost
Share

Comment

0/400

0xSherlock

· 01-17 14:02

I am all-in on meme coins, not listening to advice

View OriginalReply0

MissingSats

· 01-16 16:34

35% BTC 25% ETH... Sounds a bit conservative, I’m going all in on Bitcoin, really --- Then 5% for betting on meme coins? I think that ratio is too small, haha --- Layer 1 is okay, but there are actually only a few that I’m optimistic about in this round --- AI tokens definitely need some allocation, although it feels a bit like catching a falling knife right now --- That’s right, different risk preferences lead to completely different allocations. I mainly hold BTC and some Layer 2 tokens now --- DEX tokens are really underestimated, the yields from liquidity mining are pretty good --- This allocation is quite friendly for beginners, but veterans might find it too moderate --- Just want to ask if your framework is suitable for a bear market or a bull market?

View OriginalReply0

OnchainUndercover

· 01-16 02:00

I put my 5% entirely into meme coins. Where's the promised swing bucket... I'm screwed.

View OriginalReply0

LiquidatedThrice

· 01-16 01:59

Sounds good, but our configuration is too conservative. BTC 35% ETH 25%. This combination would have been a guaranteed win in 2021. What about now? Feels like something's missing. My 5% swing bucket has already blown up haha. This round, I went all in on AI concepts. BTC is a bit boring. Still fussing over the configuration with 10,000 yuan? Just pick one coin, brother. Why is no one mentioning SOL? That's the real L1.

View OriginalReply0

Liquidated_Larry

· 01-16 01:53

I already went all-in with my 5% swing position, and ended up putting everything into trash coins... --- 35/25 is too conservative a setup; now I’ve actually increased my AI token holdings. --- Hey, are you serious about that 5% allocation to gold coins? I feel like it could turn into 50%. --- Investing in blue-chip stocks is correct, but who actually follows this in real trading? --- You really need to choose the right layer1 protocols; otherwise, it’s just giving away money for free. --- 15% in layer1 feels a bit much; is it still worth it now? --- I just want to ask if anyone really only uses 5% to play with meme coins, because it’s not me.

View OriginalReply0

ApeDegen

· 01-16 01:51

35% BTC 25% ETH... Oh man, bro, this setup is too conservative. I'm going all in on altcoins, just gambling a shot anyway.

View OriginalReply0

SeeYouInFourYears

· 01-16 01:44

5% swing bucket is not enough at all, I'll do the opposite directly

View OriginalReply0

tx_or_didn't_happen

· 01-16 01:44

35% BTC 25% ETH this ratio is conservative, I’ll go all-in with 50/50 --- 5% meme coin allocation is too little, this is true alpha --- I actually have a bearish view on Layer 1, are people still buying now? --- The problem isn’t the allocation, the key is when to enter, right now everyone is just catching the bag --- AI tokens are indeed attractive, but you have to choose carefully, most of them are just air --- This theory was outdated three years ago, and even now, it still depends on luck --- The era of DeFi liquidity mining is long gone, now it’s just a gamble

View OriginalReply0