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#密码资产动态追踪 The crypto card boom will start in 2025, but the real feast is in 2026.
The 40,000 monthly active users may seem small, but what does it reflect? Cryptocurrency is finally shifting from a "speculative asset" to a "daily payment tool." That’s the key.
Remember a few years ago when BTC, ETH, and USDT could only be traded on exchanges, purely as trading assets? It’s different now—link your crypto card, tap NFC offline to buy a coffee, pay utility bills online with direct deductions, and receive instant transfers without middlemen skimming profits. Open any mainstream crypto wallet, and the payment module has become a standard feature. Whether it’s on-chain asset management or offline spending settlement, the experience is already very smooth.
These 40,000 monthly active users are not speculators trading cryptocurrencies, but genuine "early adopters" who are using crypto in their daily lives. Every transaction they make is a vote—there is real demand for crypto payments.
Average spending less than $100? It just proves the market is still in early-stage accumulation. Think about how mobile payments started—beginning with small-scale scenarios like a few dollars for breakfast, then evolving into comprehensive coverage today. Crypto cards are at this stage now, with more and more merchants adopting crypto payment channels, and the average transaction amount will naturally increase gradually. More importantly, crypto cards break down the barriers between wallets and apps, truly bringing on-chain assets to life instead of just keeping them as cold numbers in an address.
The value of 2025 lies in validation—what do users really need? The answer is: secure, convenient, and truly usable crypto payment tools. Crypto cards hit exactly that pain point.
2026 is the main event. Regulatory frameworks will become clearer, technological iterations will accelerate, and those who truly connect crypto and fiat payment loops, with solid compliance and risk control, will achieve sustained growth.
As a participant, I can’t wait to see the story of 2026 unfold. The chapter of $BTC $ETH ’s payment applications has just begun, and the plot will only get more exciting.