As competition in the crypto market intensifies, major trading platforms are launching "holding coins for interest" or "Soft Staking / holding coins for profit" mechanisms to attract users to keep idle assets on the platform and increase asset retention rates. In this trend, Gate is also actively positioning itself, providing users with the possibility of "earning interest on coins" through various products. This article will provide a comprehensive interpretation of the current situation, mechanisms, advantages and risks, and participation strategies of Gate's holding coins for interest.
Gate Coin Staking Status: Product Layout and Latest Developments
Soft Staking — No lock-in, self-earned interest
In September 2025, Gate officially launched its Soft Staking product. Users only need to hold eligible tokens in their spot account, activate Soft Staking, and they can earn daily profits without locking up their assets, with the ability to trade or withdraw at any time.
The main features of Soft Staking include:
No lock-up required: After activation, assets remain liquid and can be traded or withdrawn immediately;
Daily Snapshot / Daily Settlement: The system takes a snapshot of eligible balances every day, calculates the earnings, and distributes them;
Automatic compound interest calculation: Earnings are added to the principal daily, resulting in a compound interest effect;
Supports multiple mainstream coins / popular coins: The first batch of assets supported by Soft Staking includes BTC, GT, SOL, POL, SUI, ALGO, DOT, ATOM, AVAX, INJ, APT, ZETA, FLR, etc.
With Soft Staking, users can make the coins they hold long-term "do something," reducing idle costs.
GUSD: Stablecoin type financial certificate and income carrier
In addition to Soft Staking, Gate's GUSD (Gate's yield-bearing stablecoin / investment certificate) is another core product in its coin holding and interest earning strategy. GUSD is essentially a financial certificate backed by RWA (real-world assets), allowing users to convert/mint USDT/USDC into GUSD to earn interest income.
The characteristics and yield mechanism of GUSD have the following points worth noting:
Interest Rate Performance: As of now, the annualized yield of GUSD can reach approximately 8.63%.
Endorsed assets: Their returns come from underlying RWA (such as U.S. Treasury bonds) and other sources of income, theoretically possessing lower risk attributes.
No need for manual interest collection / Automation: Users can receive principal + accumulated earnings when redeeming or withdrawing after minting / holding GUSD, without needing to collect interest manually every day.
Ecological Integration: GUSD has been integrated into Gate's trading, wealth management / Earn / Launchpool system, becoming an asset that can be staked / earned / used on the platform.
The launch of GUSD, from a certain perspective, is an important step taken by Gate in the logic of "making coins generate value."
Yu Bi Bao / Fixed Term / Wealth Management / Earn Product
Before the launch of Soft Staking and GUSD, Gate had similar functions such as "余币宝" in its wealth management / Earn module. Gate's 余币宝 supports hundreds of assets, allowing users to invest idle assets to earn annual returns (both floating and fixed are available).
In addition, Gate has also launched fixed-term financial products (such as certain projects that lock coins to earn high annual returns) for users to choose from.
In summary, Gate's product line for earning interest on holdings has become increasingly complete: from traditional Earn / fixed terms → to non-locked Soft Staking → and then to stablecoin-type GUSD carrying returns, all playing different roles in its ecosystem.
Gate Coin Interest Mechanism: How to Calculate / Distribute Earnings?
Understanding the mechanism of holding coins for interest helps to more reasonably assess risks and returns. Here are the key points of Gate's mainstream holding coin interest products:
The mechanism logic of Soft Staking
Daily Snapshot / Tiered Interest Calculation: The system takes a daily snapshot of the holding balance and calculates the daily earnings based on the user's holding proportion;
Daily Settlement / Automatic Interest Calculation: Daily earnings will be credited to the user's spot account and automatically reinvested into the principal, forming compound interest.
Supports instant trading/withdrawals: As assets are not locked, users can operate at any time without affecting the distribution of earnings (the snapshot mechanism only calculates the balance at the time of holding).
Yield fluctuation: Due to the support for multiple coins and dynamic changes in the total pool size, the yield may fluctuate with market supply and demand.
GUSD interest / investment model
Fixed / Floating Interest Rate: The annual return of GUSD typically has an expected interest rate (e.g., 8.63%), but the actual yield may fluctuate slightly due to factors such as the underlying asset returns, costs, and premium/discount factors.
Interest accumulation mechanism: After users mint / hold GUSD, there is no need to manually claim daily. Upon redemption / withdrawal, the system will pay the principal + accumulated interest.
Redemption Policy: Users can redeem GUSD for USDC / USDT / assets supported by the platform, cashing out profits and principal.
Lock-up period / Fixed period / Current: Depending on the product, some wealth management products require locking assets for a certain number of days / weeks / months; others are current-style, meaning they can be redeemed at any time.
Interest Rate Differences: Fixed/Term products typically offer higher annualized interest rates as compensation; while current/idle coin interest products have relatively lower rates and less volatility.
Interest settlement methods: Some settle daily, while others settle in a lump sum at maturity, returning both the principal + interest together.
Advantages and Potential Risks of Holding Coins on Gate
advantages
Funds do not need to be idle / Higher utilization efficiency
Through Soft Staking / GUSD / Earn products, idle assets can generate returns instead of sitting in the wallet with no yield.
Liquidity & Flexibility
Especially Soft Staking, no need for locking, can trade / withdraw at any time, is a choice that balances收益与灵活性.
Ecological Collaboration / Platform Advantages Gate's coin staking products are integrated with its trading, Launchpool, staking, and token ecosystem products, allowing users to utilize assets within a closed loop on the platform.
Yield potential GUSD 8.63% annualized interest rate is attractive in the stablecoin / low-risk asset category (although not risk-free).
Lower threshold
Compared to some high-threshold lock-up products, Soft Staking has a low threshold and is easy to achieve, making it suitable for more users to participate.
potential risks / precautions
Yield volatility
Although GUSD and Soft Staking have expected returns, the actual annualized rate may be adjusted due to changes in the market, cost of funds, and platform policies.
Project / platform risk
Incidents such as security breaches on the platform, asset custody issues, regulatory adjustments, and the collapse of funds can all pose risks to returns and principal.
Redemption / Exchange / Premium and Discount Risk
When redeeming GUSD or withdrawing assets, you may face losses due to discounts / fees / poor liquidity.
Coin / Project Party Risk
For the coins supported by Soft Staking, if the coin itself has project risks or experiences a significant price drop, any earnings may be offset by the decline in the coin's price.
Locking / Lockup Terms
Although Soft Staking does not have a lock-up period, some financial / fixed-term products still have a lock-up period. Users should pay attention to the lock-up deadline and unlocking rules.
Tax / Compliance Risk
In different countries/regions, encryption income may involve tax/compliance issues, and users need to understand local policies on their own.
How to Participate in Gate Coin Staking? Strategy Suggestions
If you are interested in earning interest on assets on Gate, here are a few suggestions for your reference:
Choose the suitable product type
If you want to balance liquidity and returns, you can choose Soft Staking;
If you wish to obtain more stable returns / relatively higher interest rates, you may consider minting / holding GUSD;
If you are willing to lock for a longer period / bear some liquidity risks, you can choose fixed-term / locked-up wealth management products.
Asset Allocation and Diversification
Do not invest all your assets in a single coin or product; you can diversify into multiple coin interest-bearing products to reduce single risk.
Pay attention to yield / interest rate changes
The interest rates of the holding coin interest products may change with market fluctuations and platform policy adjustments. It is recommended to regularly observe interest rate changes and announcement updates.
Control the investment ratio / Do not over-leverage
Participating in earning interest is good, but the investment ratio should be reasonable; do not put all your funds into high-risk products. Keep a portion of liquid funds.
Timely Redemption / Reallocation
If a product's yield declines, risk increases, or the coin price experiences severe fluctuations, it should be redeemed or adjusted in a timely manner.
Pay attention to platform announcements and changes to terms. Gate's interest-bearing product policies, yield models, and supported coins may change in accordance with platform strategy adjustments, so please closely monitor official announcements.
Summary
As of September 29, 2025, Gate has initially formed a relatively complete product matrix in the field of holding coins for interest: from the non-locking Soft Staking to the stablecoin GUSD financial certificates, and then to traditional fixed-term / Earn products. For users who want to utilize idle assets more effectively, these products provide good options.
However, holding coins to earn interest is not without risks. The volatility of returns, platform risks that cannot be ignored, and the potential for price changes to consume profits are all factors to be vigilant about. It is recommended that you fully understand the rules and risks of each product before participating, allocate assets reasonably, and control risks in order to achieve stable "let coins earn interest" in the crypto market.
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
Gate Coin Staking: Let Idle Coins Earn Income
As competition in the crypto market intensifies, major trading platforms are launching "holding coins for interest" or "Soft Staking / holding coins for profit" mechanisms to attract users to keep idle assets on the platform and increase asset retention rates. In this trend, Gate is also actively positioning itself, providing users with the possibility of "earning interest on coins" through various products. This article will provide a comprehensive interpretation of the current situation, mechanisms, advantages and risks, and participation strategies of Gate's holding coins for interest.
Gate Coin Staking Status: Product Layout and Latest Developments
Soft Staking — No lock-in, self-earned interest
In September 2025, Gate officially launched its Soft Staking product. Users only need to hold eligible tokens in their spot account, activate Soft Staking, and they can earn daily profits without locking up their assets, with the ability to trade or withdraw at any time.
The main features of Soft Staking include:
With Soft Staking, users can make the coins they hold long-term "do something," reducing idle costs.
GUSD: Stablecoin type financial certificate and income carrier
In addition to Soft Staking, Gate's GUSD (Gate's yield-bearing stablecoin / investment certificate) is another core product in its coin holding and interest earning strategy. GUSD is essentially a financial certificate backed by RWA (real-world assets), allowing users to convert/mint USDT/USDC into GUSD to earn interest income.
The characteristics and yield mechanism of GUSD have the following points worth noting:
The launch of GUSD, from a certain perspective, is an important step taken by Gate in the logic of "making coins generate value."
Yu Bi Bao / Fixed Term / Wealth Management / Earn Product
Before the launch of Soft Staking and GUSD, Gate had similar functions such as "余币宝" in its wealth management / Earn module. Gate's 余币宝 supports hundreds of assets, allowing users to invest idle assets to earn annual returns (both floating and fixed are available).
In addition, Gate has also launched fixed-term financial products (such as certain projects that lock coins to earn high annual returns) for users to choose from.
In summary, Gate's product line for earning interest on holdings has become increasingly complete: from traditional Earn / fixed terms → to non-locked Soft Staking → and then to stablecoin-type GUSD carrying returns, all playing different roles in its ecosystem.
Gate Coin Interest Mechanism: How to Calculate / Distribute Earnings?
Understanding the mechanism of holding coins for interest helps to more reasonably assess risks and returns. Here are the key points of Gate's mainstream holding coin interest products:
The mechanism logic of Soft Staking
GUSD interest / investment model
Regular / Remaining Coin Treasure / Earn Product Mechanism
Advantages and Potential Risks of Holding Coins on Gate
advantages
potential risks / precautions
How to Participate in Gate Coin Staking? Strategy Suggestions
If you are interested in earning interest on assets on Gate, here are a few suggestions for your reference:
Summary
As of September 29, 2025, Gate has initially formed a relatively complete product matrix in the field of holding coins for interest: from the non-locking Soft Staking to the stablecoin GUSD financial certificates, and then to traditional fixed-term / Earn products. For users who want to utilize idle assets more effectively, these products provide good options.
However, holding coins to earn interest is not without risks. The volatility of returns, platform risks that cannot be ignored, and the potential for price changes to consume profits are all factors to be vigilant about. It is recommended that you fully understand the rules and risks of each product before participating, allocate assets reasonably, and control risks in order to achieve stable "let coins earn interest" in the crypto market.