SmartGold, a gold-backed individual retirement account (IRA) provider, has partnered with tokenization platform Chintai Nexus to let U.S. investors put their gold holdings on blockchain rails and earn a yield in decentralized finance (DeFi) protocols.
With the structure, IRA-held gold is tokenized 1:1 on Chintai’s regulated platform, then can be put to work as collateral on DeFi lending markets such as Morpho and Kamino. That collateral can unlock liquidity, which may be reinvested elsewhere while the underlying gold stays vaulted and insured. The account’s tax-deferred status remains intact, according to the press release shared with CoinDesk.
Invest in Gold
### American Hartford Gold: #1 Precious Metals Dealer in the Nation
Learn More ### Priority Gold: Up to $15k in Free Silver + Zero Account Fees on Qualifying Purchase
Learn More ### Thor Metals Group: Best Overall Gold IRA
Learn More Powered by Money.com - Yahoo may earn commission from the links above. The move addresses a longstanding trade-off for retirement savers: gold offers stability but typically produces no income. Investors holding physical gold in an IRA have historically had to choose between the tax advantages of the account and the chance to deploy the metal in yield-generating strategies. IRS rules made combining the two nearly impossible without triggering penalties.
“For decades, gold investors have faced a difficult choice: security or yield," SmartGold managing director Aaron Haley said in a statement. "We’re turning the ultimate safe-haven asset into a powerful, productive tool for building wealth."
The rollout opens access to tokenization for SmartGold’s $1.6 billion in vaulted assets, making it one of the largest deployments of tokenized gold to date and the first tailored to U.S. retirement accounts.
It also underscores the growing focus on tokenizing real-world assets like commodities, equities and funds, a sector that has attracted interest from major financial firms.
Read more: Tokenized Gold Market Tops $2.5B as the Precious Metal Nears Record Highs
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
SmartGold, Chintai Tokenize $1.6B in IRA Gold, Add DeFi Yield for U.S. Investors
SmartGold, a gold-backed individual retirement account (IRA) provider, has partnered with tokenization platform Chintai Nexus to let U.S. investors put their gold holdings on blockchain rails and earn a yield in decentralized finance (DeFi) protocols.
With the structure, IRA-held gold is tokenized 1:1 on Chintai’s regulated platform, then can be put to work as collateral on DeFi lending markets such as Morpho and Kamino. That collateral can unlock liquidity, which may be reinvested elsewhere while the underlying gold stays vaulted and insured. The account’s tax-deferred status remains intact, according to the press release shared with CoinDesk.
Invest in Gold
Learn More ### Priority Gold: Up to $15k in Free Silver + Zero Account Fees on Qualifying Purchase
Learn More ### Thor Metals Group: Best Overall Gold IRA
Learn More Powered by Money.com - Yahoo may earn commission from the links above. The move addresses a longstanding trade-off for retirement savers: gold offers stability but typically produces no income. Investors holding physical gold in an IRA have historically had to choose between the tax advantages of the account and the chance to deploy the metal in yield-generating strategies. IRS rules made combining the two nearly impossible without triggering penalties.
“For decades, gold investors have faced a difficult choice: security or yield," SmartGold managing director Aaron Haley said in a statement. "We’re turning the ultimate safe-haven asset into a powerful, productive tool for building wealth."
The rollout opens access to tokenization for SmartGold’s $1.6 billion in vaulted assets, making it one of the largest deployments of tokenized gold to date and the first tailored to U.S. retirement accounts.
It also underscores the growing focus on tokenizing real-world assets like commodities, equities and funds, a sector that has attracted interest from major financial firms.
Read more: Tokenized Gold Market Tops $2.5B as the Precious Metal Nears Record Highs
View Comments