TreeHouse is a decentralized interest rate oracle designed for the blockchain ecosystem, which obtains interest rate data through a community distributed protocol. Its core product DOR is a transparent and objective on-chain benchmark interest rate that mimics the reference interest rates in traditional finance, addressing the issue of potential manipulation stemming from reliance on centralized data sources.
The DOR mechanism selects trusted Panelists (professional members) to submit Intrerest Rate data, incentivizing truthful and accurate reports through stakes and rewards. The Operator is responsible for maintaining system operations, Delegators can delegate assets to support Panelists, and Referencers will integrate DOR data into their financial products, promoting transparency and diversification in the Intrerest Rate market.
TREE, as a protocol native token, is mainly used for paying data usage fees, panel staking, consensus rewards, and governance participation. Holders can participate in decision-making to adjust protocol parameters and support ecological development, forming an effective market incentive mechanism.
TreeHouse not only provides an accurate Ethereum Staking Interest Rate (TESR) reference curve, but also offers a foundational basis for fixed income products, interest rate swaps, and insurance. With the diversified development of the DeFi ecosystem, TreeHouse is expected to become a key interest rate Oracle Machine architecture.